SME Funding refers to financial support provided to Small and Medium Enterprises (SMEs) to help them start, operate, and grow their businesses. It plays a vital role in promoting entrepreneurship, innovation, and employment generation. Through SME Funding, businesses can access various forms of finance such as term loans, working capital loans, equipment financing, invoice financing, venture capital, and government grants.
These funds are often used for expanding operations, purchasing machinery, managing cash flow, or developing new products and services. With the right funding, SMEs can enhance productivity, improve competitiveness, and contribute significantly to the nation’s economic growth.
SME Funding Benefits:
| Funding Type | SME Business Loan / Working Capital |
| Mode | Online/On-site |
| Service Location | Global |
| Loan Tenure | 12– 84 Months |
| Interest Rate Option | 8% – 18% Per Annum (profile-based) |
| Collateral Requirement | Secured / Unsecured |
| Processing Time | 2– 10 Days |
| Disbursement Mode | Direct Bank Transfer |
| Processing Fee | 1% – 3% Of Loan Amount |
| Industry Coverage | Manufacturing, Or Trading |
| Documentation | KYC, GST, ITR, Bank Statements |
| Prepayment Charges | Nil To 4% |
| Government Schemes Supported | CGTMSE / Mudra / MSME Loan |
| Security Type | Hypothecation / Property Mortgage |
| Digital Application | Online Forms |
| Verification Option | Physical/Tele Verification Based On Profile |
| Loan Renewal | Allowed For Working Capital |
| Support Services Option | Financial Advisory, Or Document Assistance |
| Service Provider | Cash Chahiye Financial Services |
| Origin | India |

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